If you intend to use your BMW for business or private use, there are many finance options available to choose from. One of our experienced Sales Team will be happy to explain the various options available to you.

We specialise in:

  • Personal Contract Purchase
  • Hire Purchase
  • Lease Purchase
  • Contract Hire or Personal Contract Hire

We can also provide a series of Maintenance packages in order to help you manage your motoring costs and ensure a life of smooth running in your BMW.


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How it works:

  • You decide on the BMW model you want.
  • You choose the repayment period that's right for you.
  • We agree a maximum annual mileage with you.
  • We decide a Guaranteed Minimum Future Value for your BMW, which becomes the optional final payment.
  • We agree a deposit and a regular payment to suit your budget.
  • At the end of your agreement you have the flexibility to choose one of three options – 1. Part-exchange your BMW for another one 2.Keep it or 3. Return the car back to ourselves.


How you benefit

  • You can change your BMW for another one every two to four years.
  • Your car has a Guaranteed Minimum Future Value.
  • The final payment at the end of your agreement means you benefit from reduced regular payments.
  • Fixed regular payments make it easy to budget.
  • At the end of your agreement you're free to choose from three options - part-exchange your BMW for another one, keep it or return the car to us.

How it works:

  • You decide on the BMW model you want.
  • You choose the repayment period that's right for you.
  • You agree a deposit and regular payment to suit your budget.
  • At the end of the agreement, provided you've paid all the necessary payments, the car is yours to keep.


How you benefit

  • At the end of the agreement, provided you've made all the necessary payments, you own your BMW.
  • Fixed regular payments mean you always know what you'll be paying so it's easy to budget.
  • If you're borrowing over £25,000 you can choose between a fixed or variable rate of interest.

How it works:

  • You decide on the BMW model you want.
  • Choose the repayment period that's right for you.
  • Agree a future resale value for the car, which then becomes the final payment.
  • At the end of the agreement, provided you've paid all the necessary payments, the BMW is yours to keep.


How you benefit

  • At the end of the agreement, provided you've made all the necessary payments, you own your BMW.
  • Fixed regular repayments mean you always know what you'll be paying so it's easy to budget.
  • Regular payments are lower than BMW Hire Purchase because of the large final payment at the end of the agreement.

How it works:

  • You decide on the BMW model you want.
  • You choose the hire period that's right for you.
  • We agree on your maximum annual mileage.
  • We agree a regular rental to suit your budget.


How you benefit

  • Fixed regular rentals make budgeting easy.
  • Our optional maintenance package means fewer worries.
  • There's no need to be concerned with depreciation or the future value of the car.
  • You don't have the responsibility of selling your BMW at the end of the agreement.

How it works:

If you're not sure of the best way to finance your new car, you might well be interested to read about new 50:50 finance from BMW Select available on selected models such as the BMW 6 Series Convertible, BMW X5 and BMW M3.

50:50 finance combines affordability and flexibility in one easy package. Quite simply, you pay 50% of the car's value up front, absolutely nothing for two years and then you have a choice of three options: - Pay the remaining 50% at 0% APR to take full ownership - Part exchange your car for a new one - Or, hand the car back without further commitment*
The benefits of the package are many: you only spend half the money up front that you normally would, the car has a guaranteed minimum future value so you have fewer worries about depreciation** and you keep your options open throughout. Better still, if you choose to part exchange your car for a new one then you could end up driving a brand new car every two years.